N.F.L. Concussion Payouts Have Lenders Circling

Some financial watchdogs find it unconscionable that lenders are wooing players who have memory problems and other cognitive ailments that could mean they cannot fully grasp what they are borrowing or the fine print behind the loans.

“It’s predatory, it’s one-sided and it preys on people with brain injuries,” said Richard H. Adler, a lawyer in Seattle who is not affiliated with the players but specializes in representing clients with traumatic brain injuries. “You’re lending to someone who may not have the full legal capacity to understand what they are signing.”

Despite the risks, word is spreading in the retired player community, where former stars and journeymen who are down on their luck see the loans as a potential lifeline to paying bills and repaying debts….

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